Products and services tailored to your needs
Not all retirement income professionals are free to put their clients’ best interests first. Some are captive to big conglomerates. I’m not. As an independent fiduciary, King Retirement Solutions provides unique value for our clients because we are able to use the right mix of products and services based squarely on what you need, not some predetermined mandate.
IRAs and IRA rollovers
Keeping track of what you’ve saved for retirement is paramount to creating a plan going forward. You need to know where your money is, how much money you have, and how you can distribute it when you reach the age when you choose to retire. We can help you keep track of your accounts and roll them over if needed.
401(k) and 403(b) rollovers
Just like IRAs, 401(k) and 403(b) accounts need to be kept track of, and managed by the employee—they are not an employer’s responsibility. They’re your investment. We help you with your 401(k) and make sure it has a place and a purpose in your overall financial plan.
Legacy planning
No one likes to think about estate or legacy planning—however, most people want to leave a legacy for their families and communities, if they can. We help you find a way to leave some impact on the world after you’re gone
Life insurance
Life insurance, as the saying goes, is for the living. We leverage a wide array of products and services (such as IUL or Whole Life) to make sure you’re using your money efficiently when it comes to coverage. Not every policy will be right for everyone. That’s why we look carefully at every option for individual clients.
Long-term care
Not everyone has savings to cover the cost of nursing-home care, home-health care, or personal or adult care for people ages 65 and up. Some people fear facing a debilitating or chronic condition in retirement that depletes their savings and affects their legacy plans for their family. One option these people might consider is long-term care insurance or asset-based solutions for possible long-term care needs.
Retirement income planning
No two careers follow the same trajectory. Following that, no two retirements are quite the same, either. Everyone will have different goals, needs, and strategies. We take the time to listen to your needs and formulate a plan to take you from the accumulation phase of your life to the distribution phase.
Social Security maximization
Social Security is the United States’ federal “Old Age, Survivors, and Disability Insurance” (OASDI) program. It’s overseen by the Social Security Administration. The program is complicated, but we could help you maximize your benefits from it.
Tax efficient strategies
The U.S. tax code is a complicated document. We have strategies that we could help you with to implement the most tax-efficient version of your retirement income plan. Contact us to learn more about these strategies and if they’re right for your situation.
